@Article{crph1276,
AUTHOR = {Challa, Srinivasa Rao},
TITLE = {Optimizing Retirement Planning Strategies: A Comparative Analysis of Traditional, Roth, and Rollover IRAs in LongTerm Wealth Management},
JOURNAL = {Current Research in Public Health},
VOLUME = {2},
YEAR = {2022},
NUMBER = {1},
PAGES = {100-114},
URL = {https://www.scipublications.com/journal/index.php/UJFE/article/view/1276},
ISSN = {2831-5162},
DOI = {10.31586/ujfe.2022.1276},
ABSTRACT = {Retirement planning can be a complex endeavor. One consideration is whether or not to invest in an Individual Retirement Account (IRA). The present study compares the effect of several contributions to a traditional, Roth, and rollover IRA. The returns generated for each model are derived from the historic growth rates of the S&P 500 over 40 years. Results are presented in terms of employer match, taxes due, and the number of shares utilized in the long-term investment strategy for each withdrawal method. Results show traditional IRA contributions or Roth IRA contributions are equally matched until employment termination. Taking an active role in managing the investment strategy, possibly by working with a financial representative, suggests a more favorable positioning upon employment termination [1]. Traditional and other pre-tax plans usually do not have an employer match, are usually paired with decreased taxes paid, and the number of shares available to the long-term investment strategy is somewhat reduced. In all cases, risk is increased. Rollover IRAs enjoy a match, lower taxes, and decrease the amount of calculated risk involved. A certified financial planner should be the resource of choice to determine how corporate retirement planning programs fit into the overall investment strategy.},
}

%0 Journal Article
%A Challa, Srinivasa Rao
%D 2022
%J Current Research in Public Health

%@ 2831-5162
%V 2
%N 1
%P 100-114

%T Optimizing Retirement Planning Strategies: A Comparative Analysis of Traditional, Roth, and Rollover IRAs in LongTerm Wealth Management
%M doi:10.31586/ujfe.2022.1276
%U https://www.scipublications.com/journal/index.php/UJFE/article/view/1276

TY  - JOUR
AU  - Challa, Srinivasa Rao
TI  - Optimizing Retirement Planning Strategies: A Comparative Analysis of Traditional, Roth, and Rollover IRAs in LongTerm Wealth Management
T2  - Current Research in Public Health
PY  - 2022
VL  - 2
IS  - 1
SN  - 2831-5162
SP  - 100
EP  - 114
UR  - https://www.scipublications.com/journal/index.php/UJFE/article/view/1276
AB  - Retirement planning can be a complex endeavor. One consideration is whether or not to invest in an Individual Retirement Account (IRA). The present study compares the effect of several contributions to a traditional, Roth, and rollover IRA. The returns generated for each model are derived from the historic growth rates of the S&P 500 over 40 years. Results are presented in terms of employer match, taxes due, and the number of shares utilized in the long-term investment strategy for each withdrawal method. Results show traditional IRA contributions or Roth IRA contributions are equally matched until employment termination. Taking an active role in managing the investment strategy, possibly by working with a financial representative, suggests a more favorable positioning upon employment termination [1]. Traditional and other pre-tax plans usually do not have an employer match, are usually paired with decreased taxes paid, and the number of shares available to the long-term investment strategy is somewhat reduced. In all cases, risk is increased. Rollover IRAs enjoy a match, lower taxes, and decrease the amount of calculated risk involved. A certified financial planner should be the resource of choice to determine how corporate retirement planning programs fit into the overall investment strategy.
DO  - Optimizing Retirement Planning Strategies: A Comparative Analysis of Traditional, Roth, and Rollover IRAs in LongTerm Wealth Management
TI  - 10.31586/ujfe.2022.1276
ER  -