|
| Reference |
Focus |
Benefits |
Challenges |
Future Study/Contribution |
|
|
| Wensheng (2020) |
China's smart financial ecosystems include platforms for rural financial information services. |
Increased efficiency of rural financial services by 20%. Enhances rural financial inclusion and service accessibility. |
Limited to the Chinese context; potential difficulties in adapting model to other regions. |
Future research could focus on cross-border applications of the model and extending the platform's functionalities for broader financial service areas. |
|
| Li et al. (2020) |
The evolution of blockchain, bitcoin, and cryptocurrency in transforming financial services. |
Provides insights into how blockchain and cryptocurrency redefine financial services. |
Challenge of understanding the evolving nature of digital currencies and their practical adoption. |
Future studies could explore how blockchain can integrate with existing financial systems and provide practical use cases beyond cryptocurrencies. |
|
| Hrustek, Tomicic Furjan, Pihir (2019) |
Drivers of new business model development and digital transformation (DT) in organisations. |
Identifies key DT drivers—customer needs, new technologies, and organisational goals—that guide business model innovation. |
Difficulty in quantifying the impact of specific DT drivers; balancing technology adoption with business needs. |
Future research could explore industry-specific DT drivers and how organisations can tailor their digital transformation strategies. |
|
| Sánchez et al. (2019) |
A cloud service-based paradigm for automatically assessing software engineering competencies in relation to learning objectives. |
Provides a structured process for evaluating competencies, helping students identify their academic training needs. |
Limitations in automating the evaluation process, ensuring fairness in assessment. |
Expanding the cloud service model to other fields, enhancing educational services and training programs. |
|
| Pan (2016) |
Finding sustainability trends in the financial services sector by text mining corporate sustainability reports. |
Identifies critical sustainability challenges in the financial sector, including governance, client centricity, and financial crime control. |
Variability in sustainability efforts across financial institutions, lack of standardised reporting. |
Helping financial institutions align with sustainability trends and identify areas for improvement. |
|
