COVID-19 and the Non-Repayment of Agricultural Loans in West Cameroon: A major Challenge for the Small Farmer in an Individual Loan Situation
Table 1.
Age-related characteristics and legal determinants of the difficultrepayment of agricultural loans by debtors of the MC2 Bayangam.
|
| [18-45] |
[46-55] |
[56-60] |
Plus de 60 |
Total |
|
|
| n =15 |
% |
n=35 |
% |
n=43 |
% |
n =7 |
% |
N=100 |
%T |
|
|
| Conditions of access to credits |
|
|
|
| Binding |
11 |
73.33 |
23 |
65.71 |
25 |
58.14 |
4 |
57.14 |
63 |
63.00 |
|
| Non-binding |
4 |
26.67 |
12 |
34.29 |
18 |
41.86 |
3 |
42.86 |
37 |
37.00 |
|
|
| Acceptable warranty |
|
|
|
| Have |
5 |
33.33 |
15 |
42.86 |
24 |
55.81 |
5 |
71.43 |
49 |
49.00 |
|
| Do not have |
10 |
66.67 |
20 |
57.14 |
19 |
44.19 |
2 |
28.57 |
51 |
51.00 |
|
|
| Financial Cavalry |
|
|
|
| Practice |
6 |
40.00 |
14 |
40.00 |
15 |
34.88 |
2 |
28.57 |
37 |
37.00 |
|
| Do not practice |
9 |
60.00 |
21 |
60.00 |
28 |
65.12 |
5 |
71.43 |
63 |
63.00 |
|
|
| Proceedings for the prosecution of debtors at the MC2 |
|
|
|
| Binding |
13 |
86.67 |
33 |
94.29 |
41 |
95.35 |
7 |
100.00 |
94 |
94.00 |
|
| Non-binding |
2 |
13.33 |
2 |
05.71 |
2 |
04.65 |
0 |
0.00 |
6 |
06.00 |
|
|
| Misappropriation of the object of credit |
|
|
|
|
| Divert |
7 |
46.67 |
20 |
57.14 |
11 |
25.58 |
2 |
28.57 |
40 |
40.00 |
|
| Do not divert |
8 |
53.33 |
15 |
42.86 |
32 |
74.42 |
5 |
71.43 |
60 |
60.00 |
|
|
|
|
