Table 3.
Characteristics related to maritalstatus and legal determinants of the difficult repayment of agriculturalcredits by debtors of the MC2 Bayangam
|
| Juridical determinants |
Matrimonial status |
|
|
| Bachelor |
Married |
Widower |
Divorced |
Total |
|
|
| n =5 |
% |
n=73 |
% |
n=18 |
% |
n =4 |
% |
n=100 |
% |
|
|
| Conditions of access to credits |
|
|
|
| Binding |
4 |
80.00 |
45 |
61.64 |
10 |
55.56 |
4 |
100.00 |
63 |
63.00 |
|
| Non-binding |
1 |
20.00 |
28 |
38.36 |
8 |
44.44 |
0 |
00.00 |
37 |
37.00 |
|
|
| Acceptable warranty |
|
|
|
| Have |
0 |
00.00 |
44 |
60.27 |
5 |
27.78 |
0 |
0.00 |
49 |
49.00 |
|
| Do not practice |
5 |
100.00 |
29 |
39.73 |
13 |
72.22 |
4 |
100.00 |
51 |
51.00 |
|
|
| Financial Cavalry |
|
|
|
| Practice |
3 |
60.00 |
25 |
34.25 |
6 |
33.33 |
3 |
75.00 |
37 |
37.00 |
|
| Do not practice |
2 |
40.00 |
48 |
65.75 |
12 |
66.67 |
1 |
25.00 |
63 |
63.00 |
|
|
| Proceedings for the prosecution of debtors at the MC2 |
|
|
|
| Binding |
5 |
100.00 |
69 |
94.52 |
16 |
88.89 |
4 |
100.00 |
94 |
94.00 |
|
| Non-binding |
0 |
00.00 |
4 |
05.48 |
2 |
11.11 |
0 |
00.00 |
6 |
06.00 |
|
|
| Misappropriation of the object of credit |
|
|
|
|
| Divert |
3 |
60.00 |
26 |
35.62 |
7 |
38.89 |
4 |
100.00 |
40 |
40.00 |
|
| Do not divert |
2 |
40.00 |
47 |
64.38 |
11 |
61.11 |
0 |
00.00 |
60 |
60.00 |
|
|
Note that: n = number of participants for each age group (in higher mage); %=marginal frequencies column of legal determinants; N = total sample size; %T = Total frequencies out of 100
|
|
