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Open Journal of Agricultural Research
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  5. Volume 2, Number 1, 2022
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  7. Table 4

COVID-19 and the Non-Repayment of Agricultural Loans in West Cameroon: A major Challenge for the Small Farmer in an Individual Loan Situation

Table 4.

Characteristics related to the type ofagro-sylvo-pastoral activities and legal determinants of the difficultrepayment of agricultural credits by the debtors of the MC2 Bayangam
Juridical determinants Type of agro-sylvo-pastoral activity
Handicraft Breeding Agriculture Mixed Total
n =6 % n=9 % n=21 % n =64 % n=100 %
Conditions of access to credits    
Binding 5 83.33 5 55.56 15 71.43 38 59.38 63 63.00
Non-binding 1 16.67 4 44.44 6 28.57 26 40.62 37 37.00
Acceptable warranty    
Have 2 33.33 4 44.44 3 14.29 40 62.50 49 49.00
Do not practice 4 66.67 5 55.56 18 85.71 24 37.50 51 51.00
Financial Cavalry    
Practice 3 50.00 2 22.22 5 23.81 27 42.19 37 37.00
Do not practice 3 50.00 7 77.78 16 76.19 37 57.81 63 63.00
Proceedings for the prosecution of debtors at the MC2    
Binding 6 100.00 9 100.00 18 85.71 61 95.31 94 94.00
Non-binding 0 00.00 0 00.00 3 14.29 3 04.69 6 06.00
Misappropriation of the object of credit    
Divert 0 00.00 0 00.00 7 33.33 33 51.00 40 40.00
Do not divert 6 100.00 9 100.00 14 66.67 31 48.44 60 60.00

Note that: n = number of participants for each type of agro-sylvo-pastoral activity (in higher mage); % = marginal frequencies column of legal determinants; N = total sample size; %T = Total frequencies out of 100; Mixed means at least two of the three types of activity at a time.