Back to Article

Unequal Returns: Education Fails to Fully Prepare Black and Latino Americans for Retirement

Open Journal of Educational Research | Vol 4, Issue 6

Table 2. Summary of Linear Regression WithoutInteraction Terms for Retirement Preparedness

Variable	B	SE	Beta	95%	CI	p
Ethnicity (Latino)	-0.112	0.029	-0.061	-0.169	-0.055	<0.001
Race (Black)	-0.151	0.025	-0.093	-0.201	-0.102	<0.001
Age (Year)	0.009	0.001	0.217	0.008	0.010	<0.001
Gender (Female)	-0.048	0.016	-0.047	-0.078	-0.017	0.002
Years of Schooling	0.054	0.004	0.239	0.047	0.061	<0.001
US Born	0.033	0.037	0.014	-0.040	0.105	0.377
Working	0.159	0.018	0.142	0.124	0.193	<0.001
Married	0.089	0.016	0.088	0.058	0.120	<0.001

Note: Dependent Variable = Retirement Preparedness