COVID-19 and the Non-Repayment of Agricultural Loans in West Cameroon: A major Challenge for the Small Farmer in an Individual Loan Situation

Table 1. Age-related characteristics and legal determinants of the difficultrepayment of agricultural loans by debtors of the MC² Bayangam.

[18-45]		[46-55]		[56-60]		Plus de 60		Total

n =15	%	n=35	%	n=43	%	n =7	%	N=100	%T

Conditions of access to credits
Binding	11	73.33	23	65.71	25	58.14	4	57.14	63	63.00
Non-binding	4	26.67	12	34.29	18	41.86	3	42.86	37	37.00

Acceptable warranty
Have	5	33.33	15	42.86	24	55.81	5	71.43	49	49.00
Do not have	10	66.67	20	57.14	19	44.19	2	28.57	51	51.00

Financial Cavalry
Practice	6	40.00	14	40.00	15	34.88	2	28.57	37	37.00
Do not practice	9	60.00	21	60.00	28	65.12	5	71.43	63	63.00

Proceedings for the prosecution of debtors at the MC²
Binding	13	86.67	33	94.29	41	95.35	7	100.00	94	94.00
Non-binding	2	13.33	2	05.71	2	04.65	0	0.00	6	06.00

Misappropriation of the object of credit

Divert	7	46.67	20	57.14	11	25.58	2	28.57	40	40.00
Do not divert	8	53.33	15	42.86	32	74.42	5	71.43	60	60.00