Unequal Returns: Education Fails to Fully Prepare Black and Latino Americans for Retirement

Table 1.

Descriptive Data Overall (n = 3,602)

  N %

Race    

White 3,224 89.5

Black 378 10.5

Ethnicity    

Non-Latino 3,314 92.0

Latino 288 8.0

US Born Status    

immigrant 168 4.7

Non-immigrant 3,434 95.3

Sex    

Men 1,483 41.2

Women 2,119 58.8

Working    

No 993 27.6

Yes 2,609 72.4

Married    

No 1,512 42.0

Yes 2,089 58.0

  Mean SD

Age (Year) 43.40 12.04

Education (Year) 11.02 2.22

Retirement Preparedness .87 .50