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Unequal Returns: Education Fails to Fully Prepare Black and Latino Americans for Retirement
Open Journal of Educational Research
| Vol 4, Issue 6
Table 2. Summary of Linear Regression WithoutInteraction Terms for Retirement Preparedness
| Variable | B | SE | Beta | 95% | CI | p |
| Ethnicity (Latino) | -0.112 | 0.029 | -0.061 | -0.169 | -0.055 | <0.001 |
| Race (Black) | -0.151 | 0.025 | -0.093 | -0.201 | -0.102 | <0.001 |
| Age (Year) | 0.009 | 0.001 | 0.217 | 0.008 | 0.010 | <0.001 |
| Gender (Female) | -0.048 | 0.016 | -0.047 | -0.078 | -0.017 | 0.002 |
| Years of Schooling | 0.054 | 0.004 | 0.239 | 0.047 | 0.061 | <0.001 |
| US Born | 0.033 | 0.037 | 0.014 | -0.040 | 0.105 | 0.377 |
| Working | 0.159 | 0.018 | 0.142 | 0.124 | 0.193 | <0.001 |
| Married | 0.089 | 0.016 | 0.088 | 0.058 | 0.120 | <0.001 |
Note: Dependent Variable = Retirement Preparedness