Back to Article

Unequal Returns: Education Fails to Fully Prepare Black and Latino Americans for Retirement

Open Journal of Educational Research | Vol 4, Issue 6

Table 3. Summary of Linear Regression with InteractionTerms for Retirement Preparedness

Variable	B	SE	Beta	95%	CI	p
Ethnicity (Latino)	0.221	0.125	0.120	-0.024	0.465	0.077
Race (Black)	0.274	0.123	0.168	0.032	0.516	0.026
Age (Year)	0.009	0.001	0.219	0.008	0.010	<0.001
Gender (Female)	-0.047	0.016	-0.047	-0.078	-0.017	0.002
Years of Schooling	0.101	0.013	0.448	0.075	0.127	<0.001
US Born	0.038	0.037	0.016	-0.035	0.111	0.305
Working	0.160	0.018	0.143	0.125	0.194	<0.001
Married	0.089	0.016	0.088	0.058	0.120	<0.001
Education × Black	-0.040	0.011	-0.317	-0.063	-0.018	<0.001
Education × Latino	-0.031	0.011	-0.183	-0.053	-0.009	0.006

Note: Dependent Variable = Retirement Preparedness

Export CSV Export JSON