Unequal Returns: Education Fails to Fully Prepare Black and Latino Americans for Retirement
Table 3.
Summary of Linear Regression with InteractionTerms for Retirement Preparedness
|
| Variable |
B |
SE |
Beta |
95% |
CI |
p |
|
|
| Ethnicity (Latino) |
0.221 |
0.125 |
0.120 |
-0.024 |
0.465 |
0.077 |
|
|
| Race (Black) |
0.274 |
0.123 |
0.168 |
0.032 |
0.516 |
0.026 |
|
|
| Age (Year) |
0.009 |
0.001 |
0.219 |
0.008 |
0.010 |
<0.001 |
|
|
| Gender (Female) |
-0.047 |
0.016 |
-0.047 |
-0.078 |
-0.017 |
0.002 |
|
|
| Years of Schooling |
0.101 |
0.013 |
0.448 |
0.075 |
0.127 |
<0.001 |
|
|
| US Born |
0.038 |
0.037 |
0.016 |
-0.035 |
0.111 |
0.305 |
|
|
| Working |
0.160 |
0.018 |
0.143 |
0.125 |
0.194 |
<0.001 |
|
|
| Married |
0.089 |
0.016 |
0.088 |
0.058 |
0.120 |
<0.001 |
|
| Education × Black |
-0.040 |
0.011 |
-0.317 |
-0.063 |
-0.018 |
<0.001 |
|
| Education × Latino |
-0.031 |
0.011 |
-0.183 |
-0.053 |
-0.009 |
0.006 |
|
|
Note: Dependent Variable = Retirement Preparedness
|
|
