Factory owners and vehicle manufacturers increasingly opt for predictive analytics to inform their decisions. While predictive analytics have been proven to provide insights into the initiation of maintenance measures before a machine actually fails, the right models and features could have a significant impact on the budget spent and resources allocated. This means that financially oriented questions need to at least partially guide the decisions in the planning phase of data science projects. Data-driven approaches will play an increasingly important role, but only a few of the firms that were confident performed logistic regression models for predictive maintenance. Also, from the available knowledge, data-driven classification models connecting vehicle component failures and the occurrence of delays at the assembly line have not been published. This paper utilizes a real-world data-driven approach using classification models in predictive analytics by vehicle manufacturers and thereby links the financial implications of such data science projects to their results. We expand the existing literature on predictive maintenance and possess a unique dataset of newly launched series of vehicles, presented as-is. Our research context is of interest to researchers and practitioners in the automotive industry that manage and plan the final vehicle assembly with just-in-time principles, factoring the consequences of component failures on the assembly process. Key findings of this paper highlight that while minor tweaking of the models is possible, their potential input in decision-making processes for budget optimization is limited.

Self-service business intelligence (BI) platforms have become essential applications for exploring, analyzing, and visualizing business data in various domains. Here, we envisage that the business intelligence platform will perform automatic and autonomous data analytics with minimal to no user interaction. We aim to offer a data-driven, intelligent, and scalable infrastructure that amplifies the advantages of BI systems and discovers hidden and complex insights from very large business datasets, which a business analyst can miss during manual exploratory data analysis. Towards our future vision of autonomous analytics, we propose a collective machine learning model repository with an integration layer for user-defined analytical goals within the BI platform. The proposed architecture can effectively reduce the cognitive load on users for repetitive tasks, democratizing data science expertise across data workers and facilitating a less experienced user community to develop and use advanced machine learning and statistical algorithms.

This charge-ahead paper suggests that transitioning the automotive industry towards a zero-carbon ecosystem from material to end-of-life can be accomplished through disruptive zero-carbon manufacturing in the broad area of all-electric vehicle production technology. To accomplish zero carbon emission automotive manufacturing in the vehicle assembly domain, future paradigms must converge on the decoupling of carbon dioxide emissions from automobile manufacturing and use the design, processing, and manufacturing conditions. The envisioned zero carbon emission vehicle manufacturing domain consists of two complementary components: (a) making more efficient use of energy and (b) reducing carbon in energy use. This paper presents the status of key scientific and technological advancements to bring the manufacturing model of today to a zero-carbon ecosystem for the entire automotive industry of tomorrow. This paper suggests the groundbreaking application of dynamic and distributed predictive scheduling algorithms and open sensing and visualization technology to meet the zero carbon emission vehicle manufacturing goals. Power-aware high-performance computing clusters have recently become a viable solution for sustainable production. Advances in scalable and self-adaptive monitoring, predictive analytics, timeline-based machine learning, and digital replica of cyber-physical systems are also seen co-evolving in the zero carbon manufacturing future. These methods are inspired by initiatives to decouple gross domestic product growth and energy-related carbon dioxide emissions. Stakeholders could co-design and implement shared roadmaps to transition the automotive manufacturing sector with relevant societal and environmental benefits. The automated mobility sector offers a program, an industry-leading example of transforming an automotive production facility to carbon neutrality status. The conclusions from this paper challenge automotive manufacturers to engage in industry offsetting and carbon tax programs to drive continuous improvement and circular vehicle flows via a multi-directional zero-carbon smart grid.

In today's fast-changing world, digital has become a way of life in every single field, and it is affecting all industries by providing multi-channel connectivity with people. In the banking industry, moving to the digital age allows for more improvements in customer-related operations and transaction-related operations within a day. These studies are from the perspective of customers. Customers prefer the flexibility of using digital financial services. Banking clients are commonly given technology-related services, whether they are online or not. Now, banks are focused on providing instant credit card issuance and personalized financial solution services to their clients. They are responsible for managing mass affluent clients who conduct transactions approximately the same as mass retail clients. Providing personalized services on time to individual end users will significantly enhance customer value with the banks. Customers who use the bank digitally perform more operations than those who go to the branch. Thus, they become more valuable clients for the banks. This strategic approach to the digitization process takes place in this fast-changing environment, and the major steps of this journey will be explained in the next chapters [1].

Green cloud computing is part of endeavors to develop sustainable data center ecosystems and, more importantly, nurtures a mindful alignment between environmental considerations and our cloud computing practices. This view is reinforced with the requirements of resource and energy minimization, as well as clean computing. This paper surveys the current practices, strategies, and significant aspects involved in moving towards green cloud computing, providing energy-efficient data centers. The energy efficiency criteria call for unified strategies in power-proportional components, big data storage, server systems, and power supply units to save holistic energy. In addition, there are significant challenges in moving towards green cloud computing for service providers and data center operators. We address various energy-conscious resource management technologies and discuss the importance of developing innovative, effective green management solutions. Data centers are ubiquitous but inherently more conspicuous to begin to see the urgency of making them sustainable in our ecological environment. With this in mind, this paper encapsulates the multidimensional issues and increased complexities of bringing up green solutions in cloud computing practices and provides guidance and potential strategies. We outline, realign, and insist on adopting strategies in practice not only from the technical aspect but also in strengthening partnerships and investigating strategies to further dissect challenges, converge solutions, and consider our impact in even more areas of study.

Innovations in computing and communication technologies are reshaping finance. The seismic changes are casting uncertainty about the future of financial services. On one hand, fintech evangelists project a rosy future, asserting that the fast-moving algorithms can deliver low-cost financial services intuitively, customized to meet robust consumer expectations. On the other hand, many finance veterans fret that the traditional banking model could disintermediate, bleeding banks via a ‘death by a thousand cuts’, reducing them to passive portfolio holders with no direct customer relationship, eclipsed by digital giants which use their enormous treasure troves of customer data to offer banking as an added service with nearly free cost. Amidst the upbeat technological promises and apocalyptic forebodings, there are two constant, mostly agreed-upon, truths. The first is the vital importance of data. Advances in the internet, cloud computing, and record-keeping technologies are producing an ‘exponential growth in the volume and detail of data’. Some of this big data are personal information. Smartphones are deployed in almost all developed and emerging economies, serving as little spies; tracking, recording location histories, social networks, and app usage of their unsuspecting owners; often with a great degree of precision. ‘People are walking data-factories’ in this ‘mobile digital society’. Data are the fermentation of these global exchanges, electronic commerce and communication, and financial transactions. To just take Facebook as an example, it shares 30 million people a day through updates and posts, hosting personal information on 2.23 billion users. To the alarm of the uninformed public, much of this information is available for commercial harvest. The second constant is the rise of intelligent solutions. Consumers today—be it disclosed or not—are fed tailored clothes, music, film, holiday packages—almost anything you like, notably dynamic pricing, varying in accordance with individual profiles, or personalized search results. The availability of powerful computers has enabled comparable applications that are intended to make the system more responsive to their customer profiles and desires, or to capitalize competitive business possibilities. Such changes will transform the financial industry and occupy a prominent position among the mechanisms of policy competition, reshaping the way in which financial services are bestowed and led on the demand side.