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High Education, Low Returns: Financial Literacy Challenges for African Americans and Hispanics
Open Journal of Educational Research
| Vol 4, Issue 6
Table 2. Summary of Linear regression withoutinteraction
| Model | Unstandardized Coefficients | Standardized Coefficients | Sig. | 95.0% Confidence Interval for B | |||
| B | Std. Error | Beta | Lower Bound | Upper Bound | |||
| African American | -1.602 | .118 | -.150 | .000 | -1.832 | -1.371 | |
| Hispanic | -.908 | .119 | -.089 | .000 | -1.142 | -.674 | |
| Immigrant | .190 | .151 | .014 | .210 | -.107 | .487 | |
| Age | .048 | .003 | .239 | .000 | .043 | .053 | |
| Female | -1.027 | .069 | -.164 | .000 | -1.162 | -.892 | |
| Working | .391 | .076 | .062 | .000 | .242 | .541 | |
| Married Household | .448 | .071 | .071 | .000 | .310 | .587 | |
| Chronic Medical Conditions | -.002 | .034 | -.001 | .950 | -.069 | .064 | |
| Self-Rated Health (SRH; Poor) | -.263 | .039 | -.085 | .000 | -.339 | -.187 | |
| Education Years | .526 | .016 | .385 | .000 | .496 | .557 | |
Dependent Variable: Financial Literacy